On the very first morning of every new year, we make ourselves a promise: “This year will be different.”

We sign up for the gym, start a diet, and of course, decide to “manage our money.”
If you’ve been following my previous posts, we’ve already passed that stage. We built our budget, tamed the spending monster, set aside our emergency fund, and broke free from the chains of debt.

Now it’s time: to channel the money we’ve freed up into investment instruments. Just like I mentioned in my Monopoly post, with our emergency fund ready and debts cleared, it’s time for our money to be directed into the right investments and start multiplying through the power of compound returns.

Today, we’re opening the door to a new series—not just theory, but stories from the profitable paths I’ve walked and the pitfalls I’ve stumbled into. Ready?

The investment world is a boundless ocean. From savings accounts to government bonds, from the stock market to crypto, from art to commodities—there are countless options. I can’t just say, “Buy this and get rich.” Here’s why:

1. Geography Is Destiny: Depending on your country, tax laws, custody rules, and access to investment vehicles vary.

2. Investing Is a Fingerprint: Everyone’s risk tolerance and time horizon are different. If there were one “perfect” portfolio, every value investor in the world would hold the same stocks as Warren Buffett. But they don’t.

That’s why I won’t hand you a fish; I’ll show you how I fish. Because investing is a personal journey.

In this new series, I’ll walk ahead like a scout in the snow. You can step safely into my footprints, and avoid the icy patches where I slipped and fell.

Here are the four guiding principles I adopted when I first started investing:

Build your investor identity. Don’t throw your money into the fire just because “a friend said it will go up.” Blind trades aren’t investing—they’re gambling.

• Buying stocks? Study the company’s balance sheet and business model.

• Crypto? Read the whitepaper, understand the technology behind it.

• Art? Research the artist and the era.

Over the years, my portfolio has included stocks, funds, gold, and crypto. But when I first began, my method was simple: invest in what I consume.

Your morning coffee, the computer you use, the bus you ride… Look around you. As Peter Lynch said, “Buy what you know.”
That’s what I did. I added brands I trusted and loved to my watchlist, and removed companies whose products or services disappointed me. Asking “Would I want to own this business?” is a far better starting point than drowning in complex reports. This approach helped me make profitable investments with less—but more effective—research.

No one is born an investor. Losing is just as natural as winning.
The key is not freezing in fear of loss, but being able to ask: “Where did I go wrong?”
Money lost in the market is really an expensive lesson you’ve bought. Accept your losses and turn them into steps on the staircase toward financial freedom.

The size of a single stock’s gain doesn’t matter much. What matters is consistency. Regularly feeding your portfolio unlocks the true power of compound growth.
Marathons aren’t won by sprinters—they’re finished by those who keep running. In investing, consistency delivers the greatest rewards over time.

So far, we’ve learned how to build a budget, set up an emergency fund, and escape debt. Now we’re stepping into the world of investing.

In the upcoming posts, I’ll share my own investment stories:
How I captured an incredible potential profit, and how I then made a big rookie mistake—all with full transparency. You’ll laugh, and you’ll learn.

But until that post arrives, here’s your homework:

1. Play Detective: Research the investment vehicles available in your country/region. Pick one and study it as if you were about to buy the entire company.

2. Scan Your Daily Life: Think about the products you use today—your phone, your grocery store, your shoes. Which of these companies are publicly traded? Write down the ones you admire in a “Watchlist Notebook.”

3. Block the Noise: Stay away from “hot tips.” Get your information from expert sources.

Remember: everyone has an opinion about money, but not everyone is wealthy. We’ll be the ones walking the disciplined path toward wealth.

See you in the next post, where I’ll share my first big mistake and the lesson it taught me. Stay tuned!

On the very first morning of every new year, we make ourselves a promise: “This year will be different.”

We sign up for the gym, start a diet, and of course, decide to “manage our money.”
If you’ve been following my previous posts, we’ve already passed that stage. We built our budget, tamed the spending monster, set aside our emergency fund, and broke free from the chains of debt.

Now it’s time: to channel the money we’ve freed up into investment instruments. Just like I mentioned in my Monopoly post, with our emergency fund ready and debts cleared, it’s time for our money to be directed into the right investments and start multiplying through the power of compound returns.

Today, we’re opening the door to a new series—not just theory, but stories from the profitable paths I’ve walked and the pitfalls I’ve stumbled into. Ready?

The investment world is a boundless ocean. From savings accounts to government bonds, from the stock market to crypto, from art to commodities—there are countless options. I can’t just say, “Buy this and get rich.” Here’s why:

1. Geography Is Destiny: Depending on your country, tax laws, custody rules, and access to investment vehicles vary.

2. Investing Is a Fingerprint: Everyone’s risk tolerance and time horizon are different. If there were one “perfect” portfolio, every value investor in the world would hold the same stocks as Warren Buffett. But they don’t.

That’s why I won’t hand you a fish; I’ll show you how I fish. Because investing is a personal journey.

In this new series, I’ll walk ahead like a scout in the snow. You can step safely into my footprints, and avoid the icy patches where I slipped and fell.

Here are the four guiding principles I adopted when I first started investing:

Build your investor identity. Don’t throw your money into the fire just because “a friend said it will go up.” Blind trades aren’t investing—they’re gambling.

• Buying stocks? Study the company’s balance sheet and business model.

• Crypto? Read the whitepaper, understand the technology behind it.

• Art? Research the artist and the era.

Over the years, my portfolio has included stocks, funds, gold, and crypto. But when I first began, my method was simple: invest in what I consume.

Your morning coffee, the computer you use, the bus you ride… Look around you. As Peter Lynch said, “Buy what you know.”
That’s what I did. I added brands I trusted and loved to my watchlist, and removed companies whose products or services disappointed me. Asking “Would I want to own this business?” is a far better starting point than drowning in complex reports. This approach helped me make profitable investments with less—but more effective—research.

No one is born an investor. Losing is just as natural as winning.
The key is not freezing in fear of loss, but being able to ask: “Where did I go wrong?”
Money lost in the market is really an expensive lesson you’ve bought. Accept your losses and turn them into steps on the staircase toward financial freedom.

The size of a single stock’s gain doesn’t matter much. What matters is consistency. Regularly feeding your portfolio unlocks the true power of compound growth.
Marathons aren’t won by sprinters—they’re finished by those who keep running. In investing, consistency delivers the greatest rewards over time.

So far, we’ve learned how to build a budget, set up an emergency fund, and escape debt. Now we’re stepping into the world of investing.

In the upcoming posts, I’ll share my own investment stories:
How I captured an incredible potential profit, and how I then made a big rookie mistake—all with full transparency. You’ll laugh, and you’ll learn.

But until that post arrives, here’s your homework:

1. Play Detective: Research the investment vehicles available in your country/region. Pick one and study it as if you were about to buy the entire company.

2. Scan Your Daily Life: Think about the products you use today—your phone, your grocery store, your shoes. Which of these companies are publicly traded? Write down the ones you admire in a “Watchlist Notebook.”

3. Block the Noise: Stay away from “hot tips.” Get your information from expert sources.

Remember: everyone has an opinion about money, but not everyone is wealthy. We’ll be the ones walking the disciplined path toward wealth.

See you in the next post, where I’ll share my first big mistake and the lesson it taught me. Stay tuned!